Claim Adjusters

A family huddled together in a safe place during a disaster

The Texas Homeowner’s Ultimate Guide to Disaster Preparedness and Recovery

Living in Texas means embracing its beauty and diversity, but also acknowledging the reality of potential disasters. From hurricanes and floods to wildfires and tornadoes, Texas homeowners must be prepared to face a variety of threats. Here at Morgan Elite Specialist Services, we understand the importance of preparedness and the challenges that arise in the …

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Navigating Commercial Property Claims for Business Owners

A commercial property damage event can be a significant setback for any business. Disruptions to operations, lost inventory, and repair costs can all have a major financial impact. However, with the right approach, navigating commercial property claims strategies can help minimize downtime and offer a smoother recovery process. This blog post provides actionable tips for business …

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Property damage from a tornado in Texas

The Aftermath of TornadoesIn Texas: Navigating Insurance Claims and Rebuilding Efforts

When tornadoes wreak havoc on communities, the aftermath is often devastating. The state of Texas is known for its susceptibility to severe weather and tornadoes. Beyond the immediate destruction, survivors are left with the challenging task of rebuilding their lives. One significant aspect of this process is managing insurance claims, which can be complex and overwhelming. …

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Business Disrupted? Get Back on Track Faster with Commercial Insurance Claim Expertise

In today’s competitive landscape, business continuity is paramount. Any disruption, especially one caused by property damage, can have a significant impact on your bottom line. Lost inventory, damaged equipment, and operational downtime can lead to lost revenue, employee morale issues, and reputational damage. A 2017 report by the Federal Emergency Management Agency (FEMA) revealed that …

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A “DENIED” stamp

Denial, Delay, Defend: What to Do When Your Insurance Claim Gets Rejected in Texas

A rejected insurance claim after a disaster can be a devastating blow. You’re already facing the emotional and logistical challenges of property damage, and now you’re denied the financial resources you rely on to rebuild. However, in Texas, you have rights, and there are steps you can take to fight back against an unfair denial. Here’s …

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Two men in a meeting.

Navigating Diminished Value Claims in San Antonio

Diminished value claims can be a complex and daunting process for residents of San Antonio. Whether you’ve been involved in a car accident or experienced damage to your vehicle, understanding how to navigate these claims is necessary if you are to receive fair compensation. In this comprehensive guide, we’ll explore the ins and outs of diminished …

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A public adjuster guiding a client about property insurance coverage

The Hidden Costs of Hail Damage: What Your Insurance Might Not Cover

When it comes to severe weather in Texas, hail storms often take us by surprise. The sudden onslaught of ice pellets can wreak havoc on homes, leaving behind a trail of hail damage that goes beyond what meets the eye. While insurance coverage might offer a sense of security, there are hidden costs associated with hail …

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Water leaking from a pipe

Understanding Your Insurance Policy: Coverage for Water Damage From Appliances

Water damage from household appliances is a common and often underestimated threat to homeowners. Incidents like burst pipes, leaking dishwashers, and malfunctioning water heaters can quickly turn into a homeowner’s nightmare. In this blog, we’ll explore the complexities of insurance coverage for water damage caused by household appliances. Reading Between the Lines: Policy Exclusions and Inclusions …

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Nature's Impact: A Closeup of a Hailstone

Insurance Policy Review: Ensuring Adequate Coverage for Hail Damage

In an era marked by unpredictable weather patterns and an increasing frequency of extreme events, property owners find themselves navigating a landscape of growing risks, one of the most prevalent being hailstorms. As these natural disasters become more frequent, homeowners must reevaluate their insurance policies. This blog aims to shed light on the escalating threat …

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