Morgan Elite Specialist Services is a public adjusting firm that keeps the best interest of the community it serves at heart. We advocate on behalf of property insurance policyholders and help them get their rightful settlement.

Homeowners Claims

If your home has been damaged or lost due to a disaster, it can be devastating for the whole family. But if you have not been paid the settlement you are due from the insurance company, it can be extremely difficult to cope with the blow. We can support you throughout the entire claims process and help you get just compensation for your losses.

Commercial Claims

Whether you have an office, a restaurant, a warehouse, or any other commercial building, damage and property loss can interrupt your operations and result in major losses for your business. We can perform an investigation for the damage and help you get the settlement you need quickly to reduce business downtime.

We Handle All Types of Property Damage Claims

  • Hurricane Loss     
  • Hail Storm Loss     
  • Tornado Loss    
  • Flooding     
  • Fires     
  • Wind Damage      
  • Water Damage    
  • Smoke Damage     
  • Civil Unrest      
  • Earthquake Loss     
  • Building Collapse     
  • Explosions     
  • Vandalism     
  • Theft

In addition to the above, we are also able to help with:

  • Builders risk
  • Business income
  • Electrical and mechanical breakdowns
  • Leasehold interest

Public Adjusters

If you have experienced loss to your home and business, we can manage the claims process on your behalf. Our team will handle the relevant paperwork, including filling out forms and documenting evidence by taking pictures of the damages. We will determine the loss coverage and interpret your insurance policy terms. We work with your insurance company to reach a fair settlement.


If your insurance company is not giving you a fair settlement, you can request an appraisal. We will assess the damage to your home or business and property independently, check the coverage provided by the company, and determine a fair and correct settlement amount due to the client. We will work with the insurance company appraiser to resolve the issue.

Diminished Value

Has your car lost value after a collision? Was your car damaged in an accident? We write reports that calculate the diminished value of your repaired vehicle, which you can submit to the insurance company. Contact us today for a free evaluation.


We offer estimate services prepared by licensed public adjusters. Our team of expert adjusters can prepare your estimate through comprehensive on-site inspections, pictures, and scope notes for a fair settlement.


We offer fair evaluations and have a team of experts that are ready to serve as your umpire to ensure a fair resolution. Our expert umpires will look at all the facts, pay attention to detail, and will calculate a fair amount of reward for you, streamlining the dispute resolution process.

Risk Consulting

Our risk consultant can help identify the vulnerabilities and risks your building is exposed to and ensure that you have the right insurance coverage that will protect you from damage and losses when disaster strikes.

Forensic Accounting

Any damage to your building can lead to tens of thousands of dollars in repair costs as well as lost revenue due to business interruption. We can help you calculate how much your business interruption cost you and can help you file a loss of use claim with your insurance company. Call on our experts today.

Building Consulting

As claims professionals, we face several challenges when helping clients. Our building consultancy professionals are experts in building construction and restoration. Our team of experts can share the burden and guide you toward recovery and accurate estimating for residential and commercial  properties.

Expert Witness

We have a team of specialists who can offer expert witness reports and testimonies in a range of areas, including, but not limited to, claims handling and cost estimation. Our expert witnesses have experience in state and federal court testimonies and have a record of successfully assisting in hundreds of cases.

Mass Tort

With a combined 30+ years of experience in managing claim handling processes, we can help with document intake and management, data verification and integrity, and even discovery. We can also help design the logistical process for keeping your claim files moving from intake through to closure.

Schedule An Appointment With Us Today

We offer residential and commercial insurance claims dispute resolution in Texas and other areas of the United States. We advocate for the right of the insured, so give us a call today.

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Client Reviews

Where to Find Us

Mailing Address

503 FM 359 Ste. 130 #264,
Richmond, Tx 77406

Physical Address

5503 FM 359 Ste. A,
Richmond, Tx 77406

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