Non-electronic items are less likely to be affected from distant lightning strikes. However, if your home takes a direct hit and they are plugged in, it is probable that they will be damaged or fried. Non-electronic appliances include items such as:
• vacuum cleaners
Electronic components tend to be bigger ticket and things with a ‘brain’. An electrical surge can easily destroy these items which can include:
• computer and office equipment
• washers and dryers
• security systems
The best preparation for a pending lightning storm is unplugging as many electrical items as possible. When this is not feasible, you can enjoy peace of mind by taking the following simple precautions beforehand:
• Ensure all electrical items are plugged into an up-to-date surge protector
• Visit with your insurance agent for guaranteed coverage of electrical appliances under your insurance policy
Large ticket items such as air conditioning/heating units, etc. are hard wired and more difficult to protect. To add an extra layer of safety, a surge protector for your entire home can be installed by a certified electrician at the entrance of electricity.
Lightning follows no rules and is a dangerous game. If your home is hit by a lightning bolt and damages your belongings, you will need to file an insurance claim. The average claim for a lightning strike is $7,400.
Our professional and certified Public Adjusters at messtx.com stand ready and are happy to assist you in the complicated claims process and return your home to order following a lightning strike!
CALL TODAY: 855-445-3404