Despite the fact that it has been a quiet year thus far, hurricane season is in full swing! A hurricane can form at any time, with or without notice, causing rain, hail, flooding, tornadoes, and high winds. Here are some valuable tips and reminders to help prepare for unforeseen disasters:
- Purchase flood insurance: According to the National Flood Insurance Program (NFIP), every speck of land in the United States is considered to be in a flood zone! Unless you have flood insurance, assistance from programs like FEMA is only available if flooded property is located in an area officially deemed to be in a ‘state of disaster’. Regardless of where you live, flood insurance is important!
- Verify property insurance policies: Business and home owners should communicate with their agents or insurance companies on a regular basis to verify adequate coverage for weather related disasters and contents according to preference.
- Establish an emergency plan: Have an organized plan of action in the event of a disaster such as an escape route or safe room. Store basic medical supplies and sufficient food for at least a few days.
- Contact Morgan Elite Specialist Services: Our licensed and experienced team of public adjusters will help you prepare for any disaster! We determine and assist with insurance claims and offer a professional opinion on honest insurance companies. On average, policy holders earn 30% more when utilizing our services. Consultations and initial inspections are always free of charge!