What Does a Home Inspector Look At During a Property Damage Evaluation

A person holding his house keys

Having your property damaged during an unfortunate event is extremely nerve-wracking. It can cost you thousands of dollars and also put your valuable belongings at risk. That’s why it’s important to let expert evaluators assess your property to understand the extent of the damage.

Damaged property evaluators are third-party experts who work for insurance companies, attorneys, property owners, and owner reps to help policyholders maximize their insurance benefits.

But what does a property damage evaluator look for during an assessment? Our expert Texas claim professionals are here to help. Continue reading to learn more.


Your property damage evaluator will most likely commence the inspection with roofs. As the first line of defense for your property, a roof is highly susceptible to weather, impact, or fire damage. An evaluator will look for leaks, wear and tear, and exterior damage, such as missing or broken shingles on your roof.

Property damage due to a weather event


The next most integral part of any property is its foundation, and that’s why an evaluator will be highly focused when assessing a damaged foundation. They’ll look for settlement and moisture damage signs and may also ask for structural plans to understand underground piping or basement conditions.

Plumbing, Heating, and HVAC Systems

Outdated or damaged plumbing, heating, and HVAC systems can pose a great risk to a residential property. They’re also vulnerable to damage from heavy rain, windstorms, and disrepair. A property damage evaluator will check your home’s electrical attachments, wiring, circuits, plumbing leaks and corrosion, and HVAC damage.

They may also ask you about attic add-ons and built-in electrical appliances to evaluate the full cost of damage. Other key things that an evaluator may check while assessing your damaged property include interior and exterior walls, windows and doors, appliances, and overall home safety measures.

Let Us Help You

It’s important to hire an unbiased property damage appraiser to ensure a full and fair insurance settlement after a property damage. Check out our appraisal services which are personalized according to your insurance policy and property type. At Morgan Elite Specialist Services, LLC, our appraisers and public adjusters are detail-oriented and can report or counter your insurer’s offer to get you a better one!

We also offer building consulting, commercial claims, mass tort, forensic accounting, and residential claim support, among more! Contact us today.