Month: January 2023

filing a water damage insurance claim.

A Guide to Water Damage Insurance Coverage and Claims in Texas

Water damage is one of the biggest reasons for insurance claims in Texas. Homeowners must ensure that their policies have adequate coverage to protect them from any water damage to their homes in Texas. However, policies are complicated, and there are multiple types of insurance policies issued in the state that may or may not contain water …

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a public insurance adjuster.

3 Reasons Why You Should Hire a Public Adjuster to Negotiate a Settlement with Your Insurer

If you’ve experienced significant property damage in Texas, you may want to file a compensation claim and get a fair settlement that reflects the damage to your home. That said, the filing process and getting a fair settlement can be quite complicated and frustrating, especially if your insurer won’t budge from a below-par damage valuation. …

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Denied.

4 Reasons Insurance Companies May Deny Your Fire Claims in Texas

When a fire damages a home or a commercial space, it will devastate owners financially, mentally, and physically. Yet, as a responsible homeowner or businessperson, you’d immediately file your insurance claim only to see that the insurance company has denied your fire claims or given you a lower settlement than expected. Now, this can be stressful …

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a public insurance adjuster.

Independent Adjuster vs. Public Adjuster: What’s The Difference?

When filing insurance claims or dealing with complex insurance issues, you might have encountered public adjusters and independent adjusters. Unfortunately, many think that independent and public adjusters are two names of the same job. Well, that’s not true. Let’s find out the difference between both. Independent Adjusters Independent adjusters are representatives that serve on behalf of the …

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an insurance policy.

Texas Windstorm Insurance: The Complete Guide for Homeowners

If you live in Texas, you know how important it is to keep yourself updated with the latest weather update, especially during hurricane season. Heavy winds can cause extensive damage to your property. The good news is that you can get windstorm insurance to protect your home in Texas from any damage resulting from windstorms, …

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reviewing a home insurance policy.

Does Your Homeowner’s Insurance Policy Cover Water Damage?

Water damage is one of the biggest reasons for property insurance claims in Texas. Even though water damage might not be very expensive or difficult to repair, it can leave mold. This is a near-permanent condition requiring a partial or full reconstruction of the house. That said, your insurance policy should provide comprehensive coverage against water …

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a garden tap

Burst Pipes and Water Leakage: Does Your Policy Cover Water Damages?

When Winter Storm Uri hit Texas in February 2021, it led to more than $8 billion in home insurance losses. Texans filed more than 400,000 insurance claims due to the storm, and a lot of the damage was caused by broken pipes. The homeowner’s insurance usually covers accidental water damage due to a sudden and unexpected …

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fighting-fires

How to Protect Your Home in Texas from Fires

A home fire can be devastating for you and your family. Repairing extensive fire damage can be costly, especially if you don’t have adequate insurance coverage. If you do have insurance, you should immediately hire a public insurance adjuster and initiate your settlement proceedings. Nevertheless, you should take necessary precautions to avoid fire damage and save yourself from …

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a woman looking perplexed.

3 Ways to Speed Up Your Fire Damage Settlement in Texas

A fire can be one of the most heart-wrenching and devasting disasters any property owner in Texas might experience. Therefore, it’s important to have appropriate insurance in place if an unfortunate event occurs. That said, filing a claim and the subsequent settlement process can become complicated and confusing. You’d want your fire damage settlement to come as …

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