Grammar seems to be evolving in an extraordinary way with each passing decade; a new and altered usage of basic words and punctuation marks such as apostrophes, colons/semicolons, parentheses, commas, and other tools for constructing effective written communication has taken precedence over age-old practices. Commercially speaking, consumers want clear, specific, and understandable communication sans any unaware or hidden …
Hurricane season is here to stay for a while and when disaster strikes, homeowners become distraught when their insurance policies do not sufficiently cover all the damage/loss. Hurricanes are capable of producing hail, high waves, wind-driven debris, increased water levels, and heavy winds and rain. It is imperative to verify your desired coverage entitled under …
Specific wording is extremely important when filing a claim with your insurance company. The terminology used can alter details such as the amount of covered loss, applied deductibles, etc., depending upon your policy. This is especially true when filing a first-time water related claim and it is crucial to be very definitive when describing the …
Whether for personal or commercial purposes, one thing is evident, the utilization of Drones is on the rise. It’s projected that drones will be a multi-billion dollar industry in the coming years. Companies are starting to utilize and apply drone technology everywhere they can. From fast food deliveries to land surveying, the applications are seemingly limitless. Not …
The holiday season is nearly upon us. Now is the time for pumpkin spice flavored goodies, cool air, and the growing anticipation of that beloved holiday dish; fried turkey. Texans love their fried turkey and it shows, on a national level. According to Fox News, Texas ranks first in accidents associated with frying turkeys. In an effort to …
If you are handling your own insurance claim, it is possible that the process can happen very quickly; within a two week period, your claim may be filed, inspected, negotiated, paid out, and settled. Easy. While this scenario is likely and quite common, it is an unrealistic expectation for our team of certified public adjusters …
SEarlier this year, largely unbeknownst to the general public, Texas Farm Bureau submitted an interesting proposal to the Texas Department of Insurance; lower premiums for the insured in exchange to relinquish suing rights. This proposal would be considered legal and binding insurance policy language and thus, all disputes would be handled solely through the claims …
Texas could possibly be subjected to yet another legal decision within the insurance trade. The outcome could shake the industry and may only benefit the insurance companies, not the insured. According to John C. Moritz of Corpus Christi Caller-Times, a Texas legislative panel has heard a proposal for hail litigation lawsuit reform. The standing argument is that hail …
IS TEXAS INSURANCE LITIGATION ON THE CHOPPING BLOCK? Read More »
In Texas, it’s known that if you want a change in weather, just wait 5 minutes. And boy, are the differences in those changes BIG this coming week. For instance, the next 2 days are scheduled to have a high temperature of around 65 degrees. The following three days and average high of 78 degrees. …
Dealing with storm damage loss and the aftermath of filing an insurance claim can be a very overwhelming, difficult, and time consuming experience. Many homeowners find themselves in a completely foreign situation and amidst the claims process, consider if they are being treated fairly. Our professional, experienced, and qualified team at Morgan Elite Specialist Services …
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