Texas Legislature recently introduced House Bill 3293 for consideration. While only just presented, this bill is gaining a lot of positive attention. According to Watchdog, the plan calls for a voluntary certification for any roofers who could register with the state. It wouldn’t apply to new home construction or planned remodeling jobs, only to those …
Matthew Morgan founded Morgan Elite Specialist Services, LLC. (MESSTX) because he was tired of seeing insureds being taken advantage of by insurance companies. Having over 15 years in the insurance industry exposed him to unfair truths that seemed, at the time, unconquerable. After research and consideration, he decided to obtain his public adjusting certification and …
Hurricane season is less than a month away. In fact, for those living along the Gulf and East coast, it is practically knocking on the front door! Over the past few months, we have discussed typical weather patterns associated with hurricane season such as high winds, severe storms, hail, etc. Here are three conditions associated …
The Texas Senate recently gave House Bill 1774 final approval and the bill is on the way to Governor Abbot’s desk. The legislation curtails the ability of policyholders to sue insurance companies over property claims following extreme weather events. Abbott supports the bill from atop the hill, claiming that it is essential for tort reform …
Texan’s have experienced quite a variety of weather activity lately including rain, wind, hail, tornadoes, and even flooding in some regions with more severe weather predicted for this week. Due to these weather patterns and the ensuing damage, many people are filing claims with their insurance providers. The claim process is often daunting and complicated so here …
An overabundance of insurance regulations are in effect that consumers may not know or understand. Although we could write a novel, we will begin with a few intriguing facts: 1. Public adjusters can be hired to represent policyholders and their insurance claims: Many people get confused between public adjusters and insurance company adjusters. Public adjusters …
According to weather.com and the National Oceanic Atmospheric Administration (NOAA), the 2017 hurricane season is predicted to be more active than the past few years. The forecast includes an estimated 5-9 hurricanes, 2-4 tropical storms, and a total of 11-17 named storms which is two more than last year’s actual total named storms. Regardless of where you …
In 2016, Texas ranked #2 in homeowner lightning claims with Florida coming in at #1. According to Jayleen Heft of Property Casualty 360ﹾ, Texas lightening claims exceeded 9,000 and averaged about $9, 580 per claim, equaling approximately $87.2 million in damage and loss. Below are some recommendations which will help protect your home and possessions …
Although Hurricane Cindy came and went without incident, do not sit back and take a load off just yet! Hurricane season is not over until November and we remind our clients of the importance of being prepared for disasters such as hurricanes that threaten property. The following advice will save policyholders time, money, and hassle …
Following severe weather, it is common to see an influx of contractors in areas with an abundance of housing or development. These ‘storm chasers’ solicit residents or property owners for any needed repairs as a result of the storm. While we do not discredit all contractors who practice in this way, we do warn consumers …