Month: September 2022

​COST OF VANDALISM

The Costs of Vandalism Vandalism is something no business owner should go through or have to think about, but it happens and at a cost. Aside from being a dangerous occurrence, according to the U.S. small Business Administration, one incident of vandalism costs on average $3,370.00. To combat this, some companies avoid establishing themselves in …

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AMIDST THE TURMOIL AND AFTERMATH: A PUBLIC ADJUSTER OFFERS PEACE OF MIND

Property ownership is a wonderful acquisition but can also have it’s uncertainties. A way to mitigate any uncertainties is to protect your investment from any losses, damages, or accidents. In cases of such happenings, a public adjuster is a definite benefit. It’s a public adjuster’s mission to have extensive knowledge and experience in the insurance claim …

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BUILDERS RISK INSURANCE

Builder’s Risk Insurance is intended to cover/protect materials, equipment, and other named property associated with job sites during construction. The following is a list of five areas that are covered in most Builder’s Risk insurance policies: 1. Natural and man-made disasters: Damage from severe storms, hail, fire, black outs broken water mains, etc. 2. Property damage: Damage to …

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COLLAPSE COVERAGE

Per the insurance field, collapse is a broad term that is typically defined and applied according to individual policy details. Collapse insurance will usually repair/replace a roof that has fallen or caved as a result of policy approved weather related circumstances  or if the entire structure collapses, falls in on itself, or the structural integrity …

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GRAMMAR AND POLICIES

Grammar seems to be evolving in an extraordinary way with each passing decade; a new and altered usage of basic words and punctuation marks such as apostrophes, colons/semicolons, parentheses, commas, and other tools for constructing effective written communication has taken precedence over age-old practices. Commercially speaking, consumers want clear, specific, and understandable communication sans any unaware or hidden …

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FLOOD INSURANCE

Hurricane season is here to stay for a while and when disaster strikes, homeowners become distraught when their insurance policies do not sufficiently cover all the damage/loss.  Hurricanes are capable of producing hail, high waves, wind-driven debris, increased water levels, and heavy winds and rain. It is imperative to verify your desired coverage entitled under …

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DRONES AND THE FUTURE OF INSURANCE

Whether for personal or commercial purposes, one thing is evident, the utilization of Drones is on the rise. It’s projected that drones will be a multi-billion dollar industry in the coming years. Companies are starting to utilize and apply drone technology everywhere they can. From fast food deliveries to land surveying, the applications are seemingly limitless. Not …

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