Morgan Elite Specialist Services is a public adjusting firm who oversees all aspects of an insurance claim process in behalf of the policyholder. We strive to ensure a prompt and fair settlement while relieving the insured of the time consuming and difficult matters involved with filing a claim. Typically, the claims process includes a variety …
Builder’s Risk Insurance is intended to cover/protect materials, equipment, and other named property associated with job sites during construction. The following is a list of five areas that are covered in most Builder’s Risk insurance policies: 1. Natural and man-made disasters: Damage from severe storms, hail, fire, black outs broken water mains, etc. 2. Property damage: Damage to …
Per the insurance field, collapse is a broad term that is typically defined and applied according to individual policy details. Collapse insurance will usually repair/replace a roof that has fallen or caved as a result of policy approved weather related circumstances or if the entire structure collapses, falls in on itself, or the structural integrity …
If you live in Texas within a 200 mile radius from the gulf, you may have experienced the plague of torrential downpour we have experienced since the beginning of 2016. Well, more rain is predicted for this week and complicating the situation even further, hurricane season is in full swing with no sign of stopping! …
Grammar seems to be evolving in an extraordinary way with each passing decade; a new and altered usage of basic words and punctuation marks such as apostrophes, colons/semicolons, parentheses, commas, and other tools for constructing effective written communication has taken precedence over age-old practices. Commercially speaking, consumers want clear, specific, and understandable communication sans any unaware or hidden …
Hurricane season is here to stay for a while and when disaster strikes, homeowners become distraught when their insurance policies do not sufficiently cover all the damage/loss. Hurricanes are capable of producing hail, high waves, wind-driven debris, increased water levels, and heavy winds and rain. It is imperative to verify your desired coverage entitled under …
Specific wording is extremely important when filing a claim with your insurance company. The terminology used can alter details such as the amount of covered loss, applied deductibles, etc., depending upon your policy. This is especially true when filing a first-time water related claim and it is crucial to be very definitive when describing the …
Whether for personal or commercial purposes, one thing is evident, the utilization of Drones is on the rise. It’s projected that drones will be a multi-billion dollar industry in the coming years. Companies are starting to utilize and apply drone technology everywhere they can. From fast food deliveries to land surveying, the applications are seemingly limitless. Not …
The holiday season is nearly upon us. Now is the time for pumpkin spice flavored goodies, cool air, and the growing anticipation of that beloved holiday dish; fried turkey. Texans love their fried turkey and it shows, on a national level. According to Fox News, Texas ranks first in accidents associated with frying turkeys. In an effort to …
If you are handling your own insurance claim, it is possible that the process can happen very quickly; within a two week period, your claim may be filed, inspected, negotiated, paid out, and settled. Easy. While this scenario is likely and quite common, it is an unrealistic expectation for our team of certified public adjusters …
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503 FM 359 Ste. 130 #264, Richmond, Tx 77406
5503 FM 359 Ste. A,
Richmond, Tx 77406
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