According to weather.com and the National Oceanic Atmospheric Administration (NOAA), the 2017 hurricane season is predicted to be more active than the past few years. The forecast includes an estimated 5-9 hurricanes, 2-4 tropical storms, and a total of 11-17 named storms which is two more than last year’s actual total named storms. Regardless of where you …
In 2016, Texas ranked #2 in homeowner lightning claims with Florida coming in at #1. According to Jayleen Heft of Property Casualty 360ﹾ, Texas lightening claims exceeded 9,000 and averaged about $9, 580 per claim, equaling approximately $87.2 million in damage and loss. Below are some recommendations which will help protect your home and possessions …
Although Hurricane Cindy came and went without incident, do not sit back and take a load off just yet! Hurricane season is not over until November and we remind our clients of the importance of being prepared for disasters such as hurricanes that threaten property. The following advice will save policyholders time, money, and hassle …
Following severe weather, it is common to see an influx of contractors in areas with an abundance of housing or development. These ‘storm chasers’ solicit residents or property owners for any needed repairs as a result of the storm. While we do not discredit all contractors who practice in this way, we do warn consumers …
The various aspects of an insurance claim often catch policyholders off guard, regardless of how many times they have filed a claim. The following information will explain what to expect and offer suggestions to avoid common problems and ease the claim process. The insurance company: Whatever the cause of loss, contact your insurance company immediately …
No one would ever want to experience a burglar breaking into their home and stealing their belongings! Unfortunately, burglaries can happen to anyone at any time. Here are some precautions that will help protect against such an alarming event: Security systems: Most burglaries occur between the hours of 10:00 a.m. and 3:00 p.m. when most …
Property owners and managers have much to worry about and balance! Insurance claims should not be one more thing on the list to cause additional stress but should be settled fairly, efficiently, and according to policy. Below are three areas of misconduct that have been done by insurance companies against business property claims and how …
Despite the fact that it has been a quiet year thus far, hurricane season is in full swing! A hurricane can form at any time, with or without notice, causing rain, hail, flooding, tornadoes, and high winds. Here are some valuable tips and reminders to help prepare for unforeseen disasters: Purchase flood insurance: According to …
Understanding property insurance and the claims process is not for the faint hearted! Consumers frequently need to interpret policy language before discerning adequate coverage, filing claims, or interacting with insurance companies and Morgan Elite Specialist Services will help alleviate the stress! Here are three ways our services benefit policy holders: We are a licensed and …
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The Texas Consumer Bill of Rights is a comprehensive reference tool outlining the parameters in which insurance companies must conduct business and the legal actions that are available to consumers. When purchasing insurance or filing claims, we would like to assume that all insurance companies behave properly and within the confines of state laws but …